Berthiaume

Our pal Linda Holmes has a lovely remembrance of Washington Post copy editor Bill Walsh, who died yesterday of complications of bile duct cancer.

Copy editors are quality junkies; there is nothing else to drive them. Their names will not appear on the writing they make better, they are increasingly overburdened almost everywhere, and if they are imagined by the average reader at all, it’s often as nitpicky technicality cops.

What a great copy editor is instead, and what Bill Walsh was to me, is both that exacting crafter of print at the atomic level and a final eye for good sense.

Read her full piece here.

– Petra

Checking accounts are notorious for just sitting there and doing nothing for you except holding onto your cash until you need to pay a bill. But there are accounts out there that do pay interest – albeit minuscule – and offer other benefits and enticements! We’ve done the research for you.

Several things to look for in a checking account:

• No minimum to open
• No minimum to earn interest
• No ATM fees (plus a large network)
• No monthly maintenance fee
• Free checks
• Mobile check deposit and transferring

Here are the best checking accounts for 2017:

360 Checking Account

Capital One 360

With its large network of no-surcharge ATMs, Capital One 360 offers a free checking account that is attractive for consumers looking to avoid common fees while earning interest. There is no minimum to open a 360 Checking account and customers have a variety of tools to manage their finances. These include online and mobile banking, including bill pay and mobile check deposit. Additionally, customers can easily access their money through a network of more than 40,000 free ATMs.

Interest Checking Account

Ally Bank

Online checking accounts provided by banks like Ally Bank give traditional brick-and-mortar institutions a run for their money in terms of annual percentage yield (APY). Not only do Ally Interest Checking account customers earn at least .10% interest on their balance, they could earn up to 0.60% for daily balances $15,000 or more. The high interest checking offered combined with no maintenance fees make Ally a great online bank for customers to grow their money.

High-Rate Checking Account

Alliant Credit Union

Alliant has one of the highest interest rates among the financial institutions featured on this list, advertising a rate 10.8 times the national average. To qualify for a High-rate Checking account, customers must sign up for eStatements and set up one or more monthly electronic deposits to the account. After, they have access to more than 80,000 free ATMs and even qualify for up to $20 per month on rebates when they are charged for using an ATM out of the Alliant network.

Total Checking Account

Chase Bank

Customers who want the benefits of both online and brick-and-mortar checking accounts frequently choose Chase for good reason. Chase has a wide network of 16,000 ATMs combined with 5,200 branches in addition to 24/7 customer support to meet your banking needs. This long-standing bank is also well-known for its online and mobile banking tools, including a popular mobile app. There is a $25 minimum deposit to open an account with a chance to waive a monthly service fee through any of the requirements listed on its website. Unlike some of the other banks listed, the Total Checking account does not earn interest.

Hybrid Checking Account

Radius Bank

If you’re willing to deposit $2,500 or more in a Hybrid Checking account, you can take advantage of up to 0.90% APY advertised by Radius. Checking account balances under $2,500 do not earn interest. To open an account, customers must deposit $10, but Radius does not require a minimum balance after depositing this amount. The bank offers free ATMs, not charging a fee when withdrawing from an ATM belonging to another bank and rebating out-of-network fees at the end of the statement cycle.

High-Interest Checking Account

Bank5 Connect

While Bank5 Connect’s online checking account is not a widely known compared to other banks’, it has features and an interest rate that makes it competitive in the market. Bank5 Connect has an APY of 0.76% and customers only need $100 to start earning this high interest rate. This high-yield checking account has other perks, like not having a monthly maintenance fee and a debit card rewards program, that distinguish the bank.

Online Advantage Checking Account

Mutual of Omaha Bank

In exchange for a $1,500 daily balance, Mutual of Omaha’s online-only checking account provides an advertised rate of 0.50% to gradually build your balance. Customers can open an Online Advantage Checking account with $100 and eligible to receive free checks for their first order. There is a $10 monthly maintenance fee, but for a low average balance of $100, the bank will waive the fee.

Compare Best Checking Accounts for 2017

Bank/Credit Union	Account	Interest Rate (APY)	Monthly Fee	Balance to Waive Fee
Capital One 360	360 Checking	0.20%	Free	N/A
Ally Bank	Interest Checking	0.10%	Free	N/A
Alliant Credit Union	High-Rate Checking	0.65%	Free	N/A
Chase Bank	Total Checking	N/A	$12	$1,500
Radius Bank	Hybrid Checking	0.90%	Free	$10 Opening Deposit
Bank5 Connect	High-Interest Checking	0.76%	Free	N/A
Mutual of Omaha Bank	Online Advantage Checking	0.50%	$10	$1,500

 

Comment: Do you have a checking account from our Best Checking Accounts list? What accounts would you add?

The post Best Checking Accounts for 2017 appeared first on Get Rich Slowly.

While the cost of pay-TV service is going up and draining savings accounts, something as popular as the NCAA March Madness basketball tournament can be easily live streamed, even if you don’t have a cable subscription.

The average monthly cable bill had reached $103.10, according to a 2016 study by Leichtman Research Group. Let’s take a step back and realize this is just the average, so that means there are plenty of people paying well over $100 per month for a cable package.

Some people can’t live without cable, but others are hanging on for all the wrong reasons. One of the biggest reasons for the reluctance to cut cable is the concern about missing live sports. Admittedly, just three years ago, this was an incredibly valid reason and there weren’t many alternatives, but times have changed.

With people from all over the country tuning in to watch the NCAA tournament, you can likely watch every single March Madness game for a fraction of the average monthly cable bill.

Low-cost and free options to watch March Madness basketball

Check out the guide below to learn about what are the best and most cost-efficient options for watching the NCAA tournament without cable.

Sling TV: $20 per month

The most affordable setup will be subscription streaming service Sling TV combined with a TV antenna. Not only is it inexpensive, it lets you watch nearly every single March Madness game live via TBS, TNT and CBS.

Sling TV costs $20 per month for the Sling Orange package for access to the games on TNT and TBS. There’s also almost 30 other popular cable channels to live stream in the package, including several ESPN networks. Check out this Sling TV review for more details.

The cost for the antenna is entirely dependent on which antenna you choose. There are several different options to choose from, like a Mohu, with a wide cost range. But, the only cost included is the purchase of the antenna as watching TV with the antenna is free. This can be your option to get CBS, but make sure it’s available in your location.

CBS All Access: $5.99 to $9.99 per month

If you can’t get live access to CBS with your antenna, then CBS All Access might be the next best thing. It’s a subscription streaming service that lets you live stream everything that CBS is broadcasting in your area. This means anytime there’s a game on CBS, you can live stream it on the service without needing a cable subscription. Plus, it only costs $5.99 per month to start or $9.99 per month if you want live streams without commercials.

PlayStation Vue: $29.99 per month

Streaming service, PlayStation Vue, is another option to watch March Madness games. Depending on your location, you may even be able to watch every single game. This means potentially getting streaming access to CBS, TBS, TNT and truTV.

No matter where you live, the starting package will get you TBS, TNT and truTV. But, in around 80 markets in the U.S., you’ll also get CBS live streaming. This package costs only $29.99 per month and ultimately gets you around 45 cable channels to live stream.

One more way to watch NCAA tournament games with a PlayStation Vue subscription is through the March Madness Live app. A PlayStation Vue subscription can be used as authentication on the app to stream tons of games during the tournament.

How to watch March Madness for free

Theoretically, you can watch almost the entire NCAA tournament if you utilize the free trials offered by the multiple streaming services on the market. Sling TV, CBS All Access and PlayStation Vue all offer week-long free trials. Plus, another service, DIRECTV NOW, also has free trials and includes TBS, TNT and truTV in its streaming package.

You could move from one to the other and watch nearly all of the games without having to pay a dime. And, it’d give you a good sense of which service you liked best for future televised events.

There’s clearly no reason to miss March Madness games. Even if you don’t have cable, you’ll still have plenty of options to watch without having to break the bank!

Chris Brantner is the founder of the largest cord cutting resource on the web, CutCableToday.com. He also contributes to Business Insider, VICE and more. 

Readers: Do you plan on watching the March Madness basketball tournament? How will you watch the games?

The post How to Watch NCAA March Madness Basketball Without Cable (and Save Big) appeared first on Get Rich Slowly.

Click here to go see the bonus panel!

Hovertext:
You should subscribe to this theory of free will, since unlike me you have a choice.

New comic!
Today's News:

60% of BAHFest London tickets are gone, and the non-student tickets are selling especially fast! Buy whilst they are available!

Abstract

Click here to go see the bonus panel!

Hovertext:
Nah, just kidding, biologists sit in offices filling out grant applications and surveys.

New comic!
Today's News:

BAHFest London is almost upon us!

Earlier in the year I made a post about how BlackHatWorld.com, an internet marketing forum was full of unscrupulous individuals selling services, that sounded far too good to be true. One service that caught my eye, and regularly appeared on their front page was a so-called micro niche website package, sold by a seller called Luhasr from India. This micro niche website package originally

They look very enticing, don't they? A website "expert" will build you a so-called micro niche website for a very modest fee. Your small investment will (according to the sales page) get you a kick ass website with a low competitive but high search volume keyword, which in turn will make you a tidy profit via your AdSense or affiliate account. Not only is the sales page very convincing, but

On 15 December 2016, I raised concerns regarding dubious AdSense screenshots from two "alleged" buyers, one of which was claiming to be making up to $77 per day from Luhasr's crappy micro niche website package on Blackhatworld.com. After some Sherlock Holmes work, I conclusively proved that the screenshot posted via "geoffreyroody" was totally fake, and was based on a ridiculous 12,000 page

Back in early 2016 I made my first post about an Indian scammer named Luhasr, who remarkably is still selling dud services on BlackHatWorld.com. While investigating him and his services I always collected all the appropriate evidence, including screenshots and the URLs of customers who left negative reviews. This included both his outrageous "$5000+/mo with Google Friendly Micro Niche Adsense

Okay, if you're familiar with this blog then you won't be shocked to learn that the vast majority of micro niche website sold on BlackHatWorld.com wouldn't win an award for quality. Sadly, due to shy nature of alleged "buyers", or maybe BlackHatWorld.com censorship, you rarely (if ever) get to see the finished product. When it came to the $70 plus a day website sold by super scammer, Luhasr

When I first made this blog, I didn't intend for it to be anything more than a one page website highlighting the morally bankrupt nature of one seller, and of course, the extreme censorship BlackHatWorld.com used to protect him and his scam. However, that was then and this is now, and I'm truly shocked how it's still going on with undeniable evidence that BlackHatWorld.com happily allow and

Since I've been monitoring the so-called web design section of BlackHatWorld.com from early last year (2016) I've only actually seen one micro niche website seller get banned by the corrupt BHW moderators. That user was called "King Maker" and he sold the typical micro niche website with an excessive reliance on posting old positive-ish reviews, plus a very dubious unverified AdSense

Have you ever visited the Blackhatworld.com Internet forum? It's an Internet marketing forum that itself has faced allegations of infecting people's computers with spyware in the past. Whatever the truth is, Blackhatworld.com can be a serious dangerous place with a host of unscrupulous users selling computer and Internet services that will most likely leave you out of pocket. A popular

Do you have trouble hearing people in noisy places? If you do, a regular hearing test won’t necessarily detect a problem with your ears. But a new type of test, which you can try right here, should give a different result.

Read more...

Hopefully, you’ll never be in a situation where you have to use these tips, but they might just come in handy to help you handle a dog attack. In this Business Insider video, a former Navy SEAL tells you what you need to know to protect yourself.

Read more...