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02 Dec 15:37

Hey, Kabane, wanted to pick your brain on demon possession. A lot of cases today are ruled in the autopsy to be "no more than a case of exhaustion, dehydration, or mental illness". How do we rebuke this? I think scientists have a habit of mistaking the "how" for the "why". Wanted to know your thoughts. Thanks!

Not all claimed instances of demonic possession are genuine. But for those that are, exhaustion and dehydration are of course to be expected. In their program of terrorism against the one whom they possess, of course they will prevent them from gaining real rest or quenching their thirst. As man is an organism of body and soul, I hardly think it is problematic that bodily scars are present. Mental illness is a vague category, and I think the present concept of mental illness is woefully insufficient on account of its simplistic equation of “mental illness” with “chemical imbalance” in the brain. Because the mind and the brain are not the same thing, this inference is wrong from the start. Its wrongness is evident in the general failure to successfully remedy mental illness through a regimented series of chemicals. I am not against medication, but to treat a human being with wisdom, one must understand the complex relation of the mind to the body and brain. 

Here’s a good book on the empirical failure of materialist notions of mind from the perspective of neuroscience:

https://www.amazon.com/dp/B002IPZDQ6/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1

Proper treatment must recognize that the mind is not the brain. In fact, the mind and the power of willing inherent in the mind, can reshape and restructure the brain in systemic ways. 

As for the issue more broadly, materialists are here the equivalent of flat-earthers. The so-called paranormal is a basic fact of reality, and it has been empirically verified many times over. People do not levitate above the ground for thirty minutes because of an imbalance in brain chemistry. That authentic demonic possession occurs is actually recognized in the mainstream of scientific psychology and psychiatry- these specialists are very important and are consulted by church authorities to help identify whether there is a physiological cause requiring medical treatment or a genuine demonic problem. Far from simplistically attributing all mental problems to the devil, Christian hierarchs take special care to rule out all other options before performing an exorcism. This book, written by a clinical psychiatrist, discusses genuine cases of possession:

https://www.amazon.com/Demonic-Foes-Psychiatrist-Investigates-Possessions-ebook/dp/B07MK37K4F/ref=sr_1_2?dchild=1&keywords=Demonic+Foes&qid=1606872167&sr=8-2

Its foreword is a ringing endorsement by Joseph English, President Emeritus of the American Psychiatric Association and Distinguished Professor of Psychiatry and Behavioral Sciences at New York Medical College. Also cited within the book are professionals in the discipline employed at esteemed secular institutions such as Harvard. 

The responses of anti-supernaturalist guerilla warriors (i.e. James Randi, Michael Shermer, Skeptic Magazine) is always the same: vague handwaving at memory distortion combined with an ear-splitting whining at their failure to prevent the obvious force of the evidence from being considered by intelligent people. This is usually associated with bombastic expressions of intellectual distaste and disdain to try to persuade their readers not to dispassionately investigate the issues. Any dispassionate investigation would conclude swiftly, because the evidence here is absolutely unambiguous: possession is real, the world includes a vaster network of intelligences than materialists are allowed to recognize, and certain of these intelligences are defined by a pure, unadulterated malevolence which is shocking in its complete lack of dilution by any virtuous qualities. Such malevolence is evil in its most complete form, extended to define every act undertaken by the intelligence.

07 Dec 14:35

10 Questions with The Money Mine

by 1500

Today is the 27th edition of our periodic guest post series called 10 Questions. We have a list of 17 questions we pose to fellow financial bloggers, and they are free to pick and choose 10 or answer all of them. Let us know if you would like to be featured in a future edition of 10 Questions.

Today’s answers come from Nick who blogs over at The Money Mine. While his wife was working on her MBA, he realized that information really only seems available to people who can afford it – and felt that it should be accessible to everyone. So he started his blog to share this knowledge.

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About the blog

Tell me about your blog and why it’s great.
Hello everyone, I’m Nick a 34-year old living in Houston and I blog over at TheMoneyMine.com about personal finance and how to reach Financial Independence.

Both my wife and I work in the Oil & Gas industry and we are blessed to each make 6-figure incomes. Several years ago, we used to spend all of it on travels, going out and buying all kinds of stuff. We had some students debt, loans and we were ‘living the life’. We also had no idea how much we were actually spending or saving.

 

Until one day in 2014, while my wife was doing her MBA, I looked into our finances into details. We were burning an incredible 110k$ a year! We weren’t going to compete with Mr. Money Mustache, but there was for sure a way that we could do better.

Now, things have changed. We have paid off our debts and our loans. 50% of our income now goes straight into investments every month. The best of all? Our lifestyle has not even changed.

This is when the blog was born earlier this year, to share as much as possible on the steps we took to become financially fit so we could make better financial decisions. The plan today is to reach Financial Independence in the next 7 years (about 2500days!)

Tell me how you’re going to change the world with your blog (dream big or don’t dream at all!).
I feel empathy for the folks bagging groceries at Walmart at 75 because their pension ran out. What if 55 years ago, they had received some kind of financial education? Maybe they would have had a chance to save more than 5% of their income. Maybe they would have gotten a better understanding of what credit cards are for and how to invest their money.

Today’s generation has a unique opportunity to learn how to manage money, grow wealth and learn from the best, like this great class from Nobel Prize Robert Shiller and others available for FREE.

My job is to contribute to this opportunity by blogging about personal finance and how I’ll reach Financial Independence. Hopefully, someone will find it useful and will use it to improve their life :)

What goals do you have for your blog, short and long term?
In the short term, my goal is to generate articles and analysis that are of interest to my readers, consistently and on a weekly basis. So far so good, even if getting married and a 3-week honeymoon in Greece made this challenging (and awesome).

I also want to increase the engagement with my readers and hear what they care about. Simply put, there are a lot of topics I can write about but what matters is how it helps people. I want to help my readers become more productive (eg. learn how to negotiate) and better with their finances (eg. how to join the 1M$ club)

In the long term, I’d like to diversify the content to let people reach Financial Independence with different tools, opinions and perspectives. It would be a lot more content, but always focused on reaching FI.

What post are you most proud of and why?
Pledge to Future Self : 3 steps i am taking to not screw you over : It’s my most personal post yet. When my grandfather passed away at 92, I thought of what my Future 90 year old Self would think of me now. Am I ruining his future? I made a pledge and a plan to make sure I don’t screw him over. It’s simple, but I think it’s solid.

Pay Cash or Finance? The Ultimate Guide : When my friend Markus moved to Houston and looked for car, he had to decide whether to finance his car or pay it cash. The analysis we went through gives a definite and clear answer to “When you have cash to pay for something, should you pay cash or get a loan?” and “If you have loans, when is it a good idea to pay them off early?”. It’s possibly the only post you need to read on the subject.

3 reasons to have a Strategy for Financial Independence : as Thomas Edison said “Success is 1% inspiration and 99% perspiration”. Wishing to be rich is only 1% of the goal, the remaining 99% is having a plan. So many people fail because they have no plan. Be smart  and create your own! The article is based on the plan I created for myself and full of resources for someone to starts his / her own.

About me

1500 Days is about early retirement. Do you have early retirement dreams? At what age do you think you will retire?
Early retirement isn’t currently my main goal, but Financial Independence is and my FI Day is set for 2022, when I’ll be 41.

The objective isn’t necessarily to stop working but rather to have the option to “not have to work”. This could be accepting a pay cut for a more fulfilling job, like transitioning from Oil & Gas to a non-profit for example. Or deciding to not work full-time to raise my kids.

In any case, the goal of FI is to have more options. If one of the options is early retirement, I might be tempted.

If blogging isn’t your full time gig, what is?
Currently, I work in IT as a project manager in the Oil & Gas industry. It’s a pretty cool gig, I get to work with the rest of the world to deploy ‘standardized’ solutions across completely different regions. Recently in Saudi, Venezuela and Indonesia. It’s diverse, it’s fun.

When you are 90 and look back on your life, what do you hope you have accomplished?
I’ll actually be looking forward to reaching 100!

This is maybe silly but my wife and I pledged to make it to a 100 so we can celebrate a whole century of awesomeness, haha. The main objective is to have no regrets and to experience all aspects of life. No excuses!

Money, money, money

What is the best money management or investment tool you have come across?
I am probably going to disappoint with this one. To me, the best money management tool around is the spreadsheet. I am a big fan of Personal Capital but to actually create indicators and goals tailored to my finances, a spreadsheet is more appropriate.

The main indicators that I track are my Savings Rate, the required Financial Independence Amount, and how many years until FI.

How do you handle people with different views on money, ie spendy people?
I actually have a funny story on this and what I learned from a friend of mine with definitely different views on money.

He was 21, out of college, just got a job and had this crazy goal. “I want to buy a Porsche” he told to me, “even though I obviously don’t have the money, but I’ll find a way to get it”.

So he worked his ass off and cut his spending as much as possible. No more travels or eating out. He became known as the guy who only buys a coke when he goes out. I mean this is all fine and good, but why would someone go through this to buy a car?

After about 4 years of consistent savings, he walked in the dealership and bought his Porsche, brand new, cash. Then something unexpected happened.

His friends and colleagues who initially mocked him began to show interest in how he managed to reach his goal. He managed to actually inspire people around him. It was now about “If he can do it, I can do it too” and “Stick to your goals, like this guy did”.

Should he have placed his money in an index fund instead? Maybe. But no one would have been inspired to be more conscious of what money and goals can achieve.

I realized that everyone has different goals and different perspectives and even if we disagree with them, there is always something we can learn.

Did you grow up with money? How did your money situation growing up influence you?
My parents didn’t really know anything about investments but they were pretty good at being frugal, Mustache style. We weren’t rich and for years we lived off our own garden for vegetables and fruits and a bunch of chickens for the meat and eggs.

I think this taught me something about the value of time and money and why Financial Independence is so important.

Did your parents teach you about money as a kid? How so?
Indirectly. They taught me that money was important and a rare resource that had to be used wisely. Only recently did I realize they have taught me about money through a monthly allowance and video games. That was vicious, but it worked :)

Random silliness

What is your favorite style of beer – and what is your favorite beer in that style?
When it’s warm in Houston (note the pleonasm), I enjoy a fresh lager. A Corona or a Dos Equis by the pool or on a patio is perfectly refreshing and it reminds me of the holidays by the beach in Mexico. Otherwise my all-times favorite might be the German Hofbräuhaus. It could be related to my experience drinking multiple 1 liter glasses of it under a “tent” at the Oktoberfest in Munich. These tents hold 10,000 people. That was a highly enjoyable experience.

What is the best thing you’ve read listened to lately.
I have recently jumped on the podcast bandwagon, which is a good way to make my 30min commute somewhat productive.

My favorite so far is the Smart Passive Income podcast by Pat Flynn. The stuff you can learn from his experience and the guests he brings on the show is amazing. Every entrepreneur, blogger and FI aspiring folks should give a listen to his podcast!

What do you do for exercise?
I park my car as far as I can from the elevator at work. Does that count? Also, some years ago I was golfing, but I don’t know if that counts either. Otherwise I went for a 30 mile bike ride last week end and a 5K run this week end so I think I’m still in shape.

Thanks so much for sharing with us, Nick. Keep up with him on Twitter and Facebook, as well as over at TheMoneyMine.

The post 10 Questions with The Money Mine appeared first on 1500 Days to Freedom.

09 Dec 20:09

Still Think Low-Fat Dairy is the “Healthy Choice”? Think Again!

by Chris Kresser

milk

I’ll keep this one short and sweet. Okay, maybe not sweet, since it’s a bit of a rant—but so be it!

When I’m at home and in my normal routine, it’s easy to make the mistake of assuming that we’ve made a lot more progress in terms of shifting the public perception of what constitutes a healthy diet than we really have. After all, nearly everyone I communicate with on a daily basis (friends, family, colleagues, readers, etc.) understands that red meat isn’t evil, eating cholesterol won’t clog your arteries and give you a heart attack, and whole grains aren’t nutritional powerhouses.

So it’s always a bit of a shock when I go out on the road and find that the world at large still does not share these views. For example, lately I’ve been traveling quite a bit. In the mornings I’ll often head to Peet’s or (only if there’s no alternative) Starbucks and order a coffee. Inevitably several people in front of me will order either a non-fat latté or some other coffee drink with either skim milk or soy milk added to it. In fact, in the last several months I can’t remember a single person that asked for whole milk.

Find out why cream, butter, and whole-milk products are better for you than non-fat dairy.

I can’t help cringing when I hear people ask for skim/non-fat milk. Why? Because although we’ve been brainwashed for decades to believe that dairy fat is harmful, recent research overwhelmingly suggests the opposite. Consider the following:

  • A meta-analysis of 16 studies (which our friend and colleague Dr. Stephan Guyenet was a co-author on) found that full-fat dairy was either inversely associated with obesity and metabolic disease, or not associated with them at all. In other words, people who ate the most high-fat dairy foods had the lowest risk for obesity, diabetes, and cardiovascular disease. (1)
  • Higher circulating levels of trans-palmitoleic acid (a fatty acid found in dairy fat) are associated with healthier levels of blood cholesterol, inflammatory markers, insulin levels, and insulin sensitivity, after adjustment for other risk factors. In one study, people with the highest levels of trans-palmitoleic acid in their blood had a 60% lower risk of developing diabetes than those with the lowest levels. (2)
  • Another study showed that people who ate the most full-fat dairy had a 69% lower risk of cardiovascular death than those who ate the least. (3)
  • A study at the Harvard School of Public Health found that women who ate two or more servings of low-fat dairy foods per day, particularly skim milk and yogurt, increased their risk of infertility by more than 85 percent compared with women who ate less than one serving of low-fat dairy food per week. (4)

It bears mentioning that all of these studies were observational in nature, so they don’t prove that full-fat dairy is responsible for all of the effects mentioned. But they certainly make it difficult to argue that full-fat dairy is harmful and contributes to obesity, diabetes and heart disease, and if anything, they suggest the opposite is true.

How full-fat (but not non-fat) dairy may prevent disease

How could that be? Well, it turns out that some compounds in high-fat dairy products—such as butyrate, phytanic acid, trans palmitoleic acid, and conjugated linoleic acid—have been shown to have beneficial effects.

Butyrate provides energy to the cells lining the colon, inhibits inflammation in the gastrointestinal tract, and may prevent colonic bacteria from entering the bloodstream. In fact, butyrate’s anti-inflammatory effect is so strong that a dose of four grams per day for eight weeks induced complete remission in a group of Crohn’s disease patients. (5)

Phytanic acid, one of the fatty acids in dairy fat, has been shown to reduce triglycerides, improve insulin sensitivity, and improve blood-sugar regulation in animal models. In a study of 2,600 U.S. adults, another fatty acid in dairy fat, trans palmitoleic acid, was found to be associated with lower triglycerides, lower fasting insulin, lower blood pressure, and a lower risk of diabetes. (6)

Conjugated linolenic acid (CLA), a natural trans fat found in dairy products, may reduce the risk of heart disease, cancer, and diabetes. (7)

Finally, dairy fat is also a good source of fat-soluble vitamins like retinol (active vitamin A) and vitamin K2, which are difficult to obtain elsewhere in the diet.

Should we be consuming dairy products at all?

Of course some of you might argue that all of this is a moot point, because we shouldn’t be consuming dairy products at all. I’ve addressed that question at length in [easyazon_link asin="031632289X" locale="US" new_window="default" nofollow="default" tag="chrikres-20"]my book[/easyazon_link], and in blog articles like this one.

There’s no question that dairy doesn’t work for everyone. Some people are allergic to or intolerant of the proteins in dairy, or are highly sensitive for lactose. In those cases dairy must be strictly avoided or additional steps must be taken (such as fermenting milk to make kefir or yogurt, which are lower in lactose) to make it tolerable.

But for people who tolerate dairy, my point is that there’s really no reason to choose low-fat or non-fat varieties—and in fact, by doing so you may be reducing or eliminating the benefits you would get from consuming dairy products in the first place!

Not only that, I think most people will agree that full-fat dairy tastes so much better. Hooray!

Re-training yourself to eat full-fat dairy

Instead of a non-fat latté, choose whole milk. Better yet, make your coffee at home and put some organic cream in it.

Instead of non-fat Greek yogurt, choose whole milk yogurt.

Instead of margarine or one of those “fake” butter spreads made with vegetable oils, choose butter or ghee.

Instead of reduced-fat cheese, choose the real thing.

It might take a while to get used to the taste of full-fat dairy products if you haven’t had them for a while, but you’ll adjust quickly—and your body will thank you!

Now I’d like to hear from you. Do you consume full-fat dairy, or are you still on the non-fat/low-fat bandwagon? If you’ve recently switched from non-fat/low-fat to full-fat dairy, what have you noticed? Let us know in the comments section.

25 Aug 12:26

Put the Big Rocks in First [VIDEO]

by Brett

Do you feel like you’re crazy busy every day and yet you seem to accomplish very little and don’t make much progress towards your goals? This video will explain why that is and what you can do about it.

This “object lesson” was inspired by Stephen Covey’s book First Things FirstDefinitely recommend picking up a copy. For more insights and tips on prioritizing your life, check out our posts on the importance of allocating your time to the things that are truly important and how to plan your week.

Be sure to subscribe to our YouTube channel to get new videos as soon as they’re posted.

If you’re viewing this in your email, click this link to watch the video.

Edited by Jordan Crowder

29 Jul 18:21

Nationals Recap - Episode 96

Glenn Pendlay, Don McCauley, James Tatum, Travis Cooper, and Matt Bergeron give you the scoop on Nationals.